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Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
CONVENIENCE: Payments are automatically setup between you and the PopOLoco with no manual payments by either party.
FLEXIBLE: You can also email or message us to settle a Lay-Buy order earlier at any given time.
CHOICE: You as the buyer gets to select the down-payment % you wish to pay immediately, and how many months you want the Lay-Buy to run for.
Select Lay-Buy payment option at checkout. Skip the fast pay buttons and go through the store checkout. The Lay-Buy layaway is not available with the Fast Pay buttons!
2. CHOOSE YOUR PLAN
The Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Receive the item or items shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT.